July 15, 2016

My Favorite Money Saving Apps

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Ibotta - This is a great coupon app. You claim coupons on the app (listed by store), this can vary from taking a simple poll to watching a video. Then you go shopping at the store and buy those items. Next you'll be asked to verify the items, unless it's produce, by scanning the bar codes on them to match the coupon, once you verify all your items, you then upload your receipt to the app. You'll get a verification that your receipt has been approved within 24 hours. The only drawback is you have to have a $20 minimum balance in order to withdraw, but instead of gift cards, you also have the option of Paypal, which I love! Plus you can often find paper coupons that match the items in Ibotta and you end up getting double the savings! Ibotta is also expanding into retail stores like H&M where if you spend for exampled $30, they'll give you $5 back. You can download the app here!

Checkout 51 - This app is a lot like Ibotta, but you don't have to verify the items you bought by scanning them and it works with any store, except for the coupons that are specifically marked for certain stores. You basically just upload your receipt and check which items were on it and they will verify it within 24 hours. Like Ibotta, you have to reach the $20 threshold before you can redeem your savings. They will mail you a check, unfortunately, there is no other option, so you will have to make a trip to the bank, but it's worth it in my opinion. Get this app here!

Target Cartwheel - I do almost all my shopping at Target, so this app is my best friend. Offers usually range from 5% to 50% off and they are now even adding some dollar amount coupons. There are limits on how many items you can save on though, usually up to 4, but sometimes they will let you go up to 20 (usually on clothing or clearance items). You can also use cartwheel with paper coupons, so it's another way to double up on savings. Plus if you have the Target Red Card, that's even more savings! I also always try to get the item when its on sale as well, so I save even more. It requires good planning though if you want to save that much. Download the app here!

Shopkick - This is a really simple app to have on your phone and load every time you go to the mall. You get "kicks" (points) for just walking into stores and also for scanning select items in stores. When you reach 500 kicks you can redeem a $2 gift card to a store of your choice or you can choose to save up to redeem a bigger amount (I shop at Target all the time so I usually just claim the $2 Target gift card every time and they just scan your phone in Target and it works every time!). Get the app here!

Fetch Rewards This app is like Ibotta and Checkout 51, but better! All you do is upload your receipt. No picking out items beforehand, the app will see if any of the items you bought match the brands they are partnered with an award you points if they do! A lot less work for you and you can use the points you earn to redeem gift cards to your favorite stores! Download the app here and use my referral code: DU3PQ to get 1,500 points for free!

RetailMeNot - I was a little hesitant to add this to my list, but since I do use it, I feel obligated to share it. The reason why I hesitate is because I work retail and I see so many people bring this app up to me and say "I have a 30% coupon" and then when they hand it to me the code doesn't work because it is online only or expired. This app does not guarantee you will save anything on your shopping trip because coupons are added by complete strangers. Also always read the entirety of the coupon before trying to redeem it. Often it will say online only and give the date ranges, so you don't waste your time.

Besides all that, this is a great app, but I always use it just if I happen to be in the store to check and see if there are any coupons. I don't plan my trips around this app. I personally haven't had any issues using the coupons I found, but that's probably because I always read them before bringing them to checkout. However, if one doesn't end up working one of these days, I'll totally understand. You can check out RetailMeNot here.